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6651 N Spindrift Way
In Meridian
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206 Sundance Dr
In McCall
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17301 Maple River Ct
In Caldwell
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2329 S Phillippi Street
In Boise
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360 N Sierra View Way
In Eagle
Shelley Phillips
Phone: 208.850.1350


If you are looking for Idaho Real Estate you have come to the right place. You can use my Home Search to view all listed properties in the Intermountain region. If you would like to have all new listing that meet your preset criteria daily just sign into the Dream Home program or my automated home search. When you look under Tour Virtually you will find listed properties and tours of Treasure Valley area subdivisions. I hope you find my website helpful in your search for that perfect property and please do not hesitate to call or email if you have questions.

The southern Idaho real estate market here is the Boise, Meridian, Eagle, Nampa, and Caldwell areas has become the biggest and best buyers market of our time. If you are waiting for the very bottom to purchase your dream home do not wait to long, or by the time you decide to get off of the fence and become a home owner the opportunity could pass. Idaho real estate will start to rebound and you want to be ready.

• Know how much home you can afford. Contact a lender and get pre approved for your home loan. If you do not know a mortgage lender contact your bank or your Realtor.

• Create a needs list, the things that your new home must have to meet your families current requirements.

• Pick an area that will suit your families’ life style, access to schools, work, and those things that make Idaho a great place to live and raise our families.

• Do not wait to long the Buyers Market that we are currently experiencing is the biggest opportunity to become a home owner that Idaho Real Estate buyers have had in the past 30 plus years.

As we begin the New Year 2009, we find ourselves in a fantastic Idaho real estate buyer's market! Since late 2006, the real estate market in the southern Idaho has been experiencing a downturn due to external economic forces and the negative effects of an unchecked 5 year real estate boom. Now, 2009 has positioned the Idaho real estate market to be very favorable to the home buyer. If you have been giving any consideration to buying a home here in Idaho, now could be the time to do it.

One reason we find ourselves in a buyer's market is the fact lenders have significantly tightened underwriting requirements for the home buyer. In 2006, loan products were available that allowed for 100% financing with marginal credit scores. This contributed to the real estate boom, but also contributed to our current real estate market challenges. By tightening the underwriting requirements lenders reduced the pool of potential buyers significantly, causing sellers to have trouble selling their homes. This brought down prices and made sellers much more open to concessions during negotiations, benefiting the home buyer.

Another reason we find ourselves in a buyer's market is tied to the first. As time went forward from 2006 the number of homes available for sale here in the Boise, Meridian, Eagle, Nampa and Caldwell Idaho market continued to increase. As the number of homes available for sale increased against an ever shrinking pool of potential buyers, more and more downward pressure was placed on property pricing. In addition, this has forced sellers to make updates and other improvements to their homes to make them more viable in the current Buyers Market, again benefiting the Idaho home buyer.

The last and maybe reasons we find ourselves in such a terrific buyer's market is because mortgage interest rates have been significantly reduced in an effort to stimulate the Idaho real estate market. In addition, lenders are offering incentives like greatly reduced closing costs to bring new home buyers to their doors.

Given these factors you can see why the current Idaho real estate market has turned out to greatly favor the home buyer. Now is the time to buy your new home if you have been giving it any consideration, and if you are not ready to buy your new home now, it is time to take those first steps necessary to get prepared. This buyer's market will persist in many areas for years to come, but in certain areas like Southern Idaho it will begin to turn around quite possibly this year. Do not miss an opportunity of a lifetime to purchase your Idaho dream home with great terms and at great low home mortgage rates!

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Waiting Until Spring?

Many people have been thinking about relocating over the long Winter, whether it’s buying a new home in Idaho or selling their current home, it seems like Spring is the time when things really “start to happen”…buy why wait? Why not get the jump on things NOW? Well, there’s a lot going on during Spring! You’re barely caught up from the new year, taxes, and then Spring Break! Next thing you know it’s mid-July and you’re wondering if you’re ever going to move. If you’re on the fence about things we’ve put together some good reasons why you might not

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Meridian Idaho Real Estate Boise Idaho
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Shelley Phillips
With Silvercreek Realty Group

Silvercreek Realty Group

208 S Curtis Rd Boise, ID, 83705